got1banshee Posted April 26, 2004 Report Share Posted April 26, 2004 Me and the wife went to get a lone on a new truck and found out that there is stuff on out credit report that shouldnt be on there and several inquiries that we know nothing about. Any ideas on how to take care of that and get the scores back up?? Quote Link to comment Share on other sites More sharing options...
boonman Posted April 26, 2004 Report Share Posted April 26, 2004 (edited) You are running into the same thing I had happen to me last year. Actually, I think 2 years ago now.... Shit still pops up. IDENTITY THEFT. Sucks. You are on a long road now my friend. First off, you ned to take care of this yourself. Because you are guilty untill YOU prove yourself innocent. Here is a cut from www.consumer.gov/idtheft Contact each of the three major credit bureaus: Equifax - www.equifax.com To order your report, call: 800-685-1111 or write: P.O. Box 740241, Atlanta, GA 30374-0241 To report fraud, call: 800-525-6285 and write: P.O. Box 740241, Atlanta, GA 30374-0241 Hearing impaired call 1-800-255-0056 and ask the operator to call the Auto Disclosure Line at 1-800-685-1111 to request a copy of your report. Experian - www.experian.com To order your report, call: 888-EXPERIAN (397-3742) or write: P.O. Box 2002, Allen TX 75013 To report fraud, call: 888-EXPERIAN (397-3742) and write: P.O. Box 9530, Allen TX 75013 TDD: 1-800-972-0322 Trans Union - www.transunion.com To order your report, call: 800-888-4213 or write: P.O. Box 1000, Chester, PA 19022 To report fraud, call: 800-680-7289 and write: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634 TDD: 1-877-553-7803 The three major reporting agencys will then send you your credit report. You look them over, and report back to them any fraudulent activity. They will research it, and send you another updated report within 30 days. The reports are free if you believe you are a fraud victim. Go HERE and look around. It's all there. If you have any questions, PM me... Edited April 26, 2004 by boonman Quote Link to comment Share on other sites More sharing options...
banshees and beers Posted April 26, 2004 Report Share Posted April 26, 2004 Let us know how this works out, maybe I can clean up my report and buy my girl quad. Quote Link to comment Share on other sites More sharing options...
got1banshee Posted April 26, 2004 Author Report Share Posted April 26, 2004 Well I think we found the problem with the wifes credit score. She is going to collage and she has student loans that she doesnt have to pay for till she gets out of school in a few years. They are holding them agenst her even though she isn't responsable till she is out of school. Now that is total bull shit!!!!!!!!!!!!! Quote Link to comment Share on other sites More sharing options...
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