wacko2000 Posted January 10, 2011 Report Share Posted January 10, 2011 Whats up Guys, There has been so much talk about bikes being stolen and what not, and for the longest time I wanted it for my bikes but never took the time to call up. My insurance lady is getting back to me tomorrow, I have progressive insurance. Now im just wondering who has insurance on there bike or bikes and how much they pay and what are the details? Is there anything specific i should ask her or find out, Im basically trying to get a idea from other guys on what this costs.. I will be insuring my 08 YFZ and 00 Shee Thanks Quote Link to comment Share on other sites More sharing options...
05stroker Posted January 11, 2011 Report Share Posted January 11, 2011 I have my banshee insured through allstate. I think I had them value it around $7,000 when I set it up 5 years ago. I pay about $190 a year for the insurance. Quote Link to comment Share on other sites More sharing options...
Bri894 Posted January 11, 2011 Report Share Posted January 11, 2011 I uses rider. I think they will insure you in New York. I pay $138 per year for my 99 Shee and 09 Can Am Renegade 800x. Quote Link to comment Share on other sites More sharing options...
donkeypuncher Posted January 11, 2011 Report Share Posted January 11, 2011 i pay like $160 a year and that covers the bike itself plus all aftermarket parts. Quote Link to comment Share on other sites More sharing options...
Jereme6655 Posted January 11, 2011 Report Share Posted January 11, 2011 i think i pay either $160 or $180 a year and that covers both my 01 shee and my 04 z400 and the person riding it for medical... Quote Link to comment Share on other sites More sharing options...
wacko2000 Posted January 12, 2011 Author Report Share Posted January 12, 2011 Can you guys be more specific with your policy's please bc the #'s thats I'm getting from there carriers are INSANE, Geico just gave me a quote for 3k+ for my 2 bikes, progressive wants 1350.00 which doesn't sound bad compared to Geico. IM waiting to hear from Allstate and Rider.. Not sure who else to call!!! Quote Link to comment Share on other sites More sharing options...
BUILDER Posted January 12, 2011 Report Share Posted January 12, 2011 I have 6 quads insured throught State Farm and I pay about 9.00 a month for each one of the bikes. My banshee is insured for 7,000 and the rest of the bikes are insured for what I feel they are worth. I think the deductable on then is like 50.00 for each bike. Not sure what they are telling you but that is way to damn much! Quote Link to comment Share on other sites More sharing options...
jacko214 Posted January 12, 2011 Report Share Posted January 12, 2011 its because of ur street bike i pay 45 a month now it was 98 a month for gsxr750 its like 10 extra a month for the shee and thats allstate Quote Link to comment Share on other sites More sharing options...
SandShots Posted January 12, 2011 Report Share Posted January 12, 2011 thats a good topic. Quote Link to comment Share on other sites More sharing options...
wacko2000 Posted January 12, 2011 Author Report Share Posted January 12, 2011 Yea Im pissed, Seems like everything is more expensive in NY Our insurance rates are out of control, Im going to call state farm tom and see what I come up with. Also, Im 25 and have a few small things on my license, but even so these prices are NOT ever close to what you guys are telling me. Quote Link to comment Share on other sites More sharing options...
SandShots Posted January 13, 2011 Report Share Posted January 13, 2011 Can you guys be more specific with your policy's please bc the #'s thats I'm getting from there carriers are INSANE, Geico just gave me a quote for 3k+ for my 2 bikes, progressive wants 1350.00 which doesn't sound bad compared to Geico. IM waiting to hear from Allstate and Rider.. Not sure who else to call!!! the person u talked to must of not been familiar with what u wanted. its happened to me before, i called got a quoted for 1k, called back a diffrent day and spoke to someone else and got 185.00 Quote Link to comment Share on other sites More sharing options...
lastnline75 Posted January 13, 2011 Report Share Posted January 13, 2011 we live in texas and my wife is an insurance agent and she looked ours up last night for liability,uninsured motorist liability, and comprehensive and collision and it was 78 dollars a month for 2 shees and a yfz450. what kind of coverage are you guys getting on your bikes? Quote Link to comment Share on other sites More sharing options...
brugal Posted January 13, 2011 Report Share Posted January 13, 2011 Hmm, learning some things in this thread. A friend of mine had insurance on his Raptor. It got stolen, with the insurance money he bought a Banshee. I havent stopped thinking about getting insurance since. Quote Link to comment Share on other sites More sharing options...
Jereme6655 Posted January 13, 2011 Report Share Posted January 13, 2011 gotta remember though....michigan is one of (if not the only state left) that is still under the "no-fault" insurance. Which means you could get hit by a guy driving a cadillac that suddenly lost all vision and broke both his legs purposely and tried to drive to the hospital on his own....and you still WOULD NOT be able to sure him.....nor would your insurance company. That being said the insurance companies here don't have to worry about losing money because of one of their stupid clients who smashes into you and being sued. So it equals that they can charge a little less... Quote Link to comment Share on other sites More sharing options...
midlifecrisis Posted January 14, 2011 Report Share Posted January 14, 2011 In Ontario, its blue book value on the bike, forget the upgrades. I pay less than $100 a year on mine, $300 deductible for replacement value of an 01. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.