Keep the Banshee! Allthough LTR's are somewhat impressive, If you are a broke student... Get rid of that LTR. Why? Simplicity of course. I had a 400ex w/ 440 Kit, Stage 2 Cam, and a list of other goodies and I felt completely stupid trying to work on it. Rather than attempt, I passed it onto a friend who did the work for me. Since I got my Shee, I have attempted every project on my own with great results. Aother factor to consider is the price of rebuilds and mods... A 2 Stroke will cost half of what a 4 Stroke costs to rebuild.